Making Money Work For You

Tag: Account management

What is a good credit limit?

What is a good credit limit?

The amount of credit that card issuers extend to you is based on barometers of your creditworthiness. If you want more credit you can always ask, but make sure you get your financial house in order first.

How to transfer your credit limit on Capital One cards

How to transfer your credit limit on Capital One cards

If you’re thinking about combining Capital One credit card accounts in order to take advantage of a higher credit limit – or close an old Capital One account without hurting your credit score – you’re going to have to come up with another way to solve your problem.

Credit card ownership statistics

Credit card ownership statistics

How many credit cards does the average American have, and what types do they have? We’ve compiled industry statistics to answer those questions and more about who’s carrying what cards.

I was charged for an online service I did not receive

I was charged for an online service I did not receive

The Fair Credit Billing Act provides recourse in case you paid for a service you didn’t receive, though the situation is more ambiguous than receiving goods.

 

How to pay rent with a credit card

How to pay rent with a credit card

While paying your rent with a credit card has both benefits – raise your credit score! – and drawbacks – hello, fees – the process is nevertheless becoming easier. Now, tenants have more options and opportunities to charge their rent. Find out if it makes sense for you.

How entrepreneurs can protect themselves from credit card fraud

How entrepreneurs can protect themselves from credit card fraud

Small companies may not have a lot of resources at their disposal to fight credit card fraud. But whether you have one employee or 100, card fraud can hurt you. Here are some ways that you can lower your risk.

What is a secured credit card?

What is a secured credit card?

Qualifying for a credit card can be a challenge if you have damaged credit or a short history of using credit. But there is an option if you can’t qualify for a traditional credit card: secured credit cards. Read on to learn about how they can help you build credit.

How to negotiate a balance transfer fee

How to negotiate a balance transfer fee

If you’re considering transferring a balance to a zero-interest credit card, one thing you need to account for is balance transfer fees. The good news is you might be able to negotiate a lower fee. Here’s how.

What to do when your balance transfer is denied

What to do when your balance transfer is denied

Your balance transfer can be turned down by card issuers for a few reasons, including a low credit profile. Here’s what you can do to succeed at a balance transfer request.

Two? Seven? Twenty? How many credit cards should I have?

Two? Seven? Twenty? How many credit cards should I have?

Wondering how many credit cards you should have? Experts say at least two, one from each card network, one from each type of rewards, and no more than you can handle