Weâre big on investing. Itâs an important way to grow your money and set yourself up for retirement someday.
It takes two minutes to see if you qualify for up to ,000 online. You do need to give AmOne a real phone number in order to qualify, but donât worry â they wonât spam you with phone calls.
*For Securities priced over ,000, purchase of fractional shares starts at Hereâs a safe way to earn a little cash on the side.
Not too shabby!
1. Just Steadily Invest Like a Normal Person
You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but itâs already paid its users more than million.
But a debit card called Aspiration lets you earn up to 5% cash back and up to 16 times the average interest on the money in your account.
Instead of betting all your money on the stock market, just steadily invest in it. Take the long view. The stock market is unpredictable, which means that sometimes stock prices go up, and sometimes they go down â but over time, they tend to go up.
It takes about one minute to sign up, and start getting paid to watch the news.
You bet it is. Our financial advice columnist, Dear Penny, recently heard from a reader whose husband stopped funding his 401(k) so he can bet on the stock market, instead.
2. Grow Your Money 16x Faster â Without Risking Any of It
AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.
If you havenât started investing and have some money to spare, you can start small. Investing doesnât require you throwing thousands of dollars at full shares of stocks. In fact, you can get started with as little as .*
Is it OK that heâs stopped contributing to his 401(k) so he can trade stocks? the reader asked. How do I ask him what heâs actually investing in? Iâm worried that heâs gambling money that we need for our retirement.
Weâre living in historic times, and weâre all constantly refreshing for the latest news updates. You probably know more than one news-junkie who fancies themselves an expert in respiratory illness or a political mastermind.
3. Stop Paying Your Credit Card Company
We like Stash, because it lets you choose from hundreds of stocks and funds to build your own investment portfolio. But it makes it simple by breaking them down into categories based on your personal goals. Want to invest conservatively right now? Totally get it! Want to dip in with moderate or aggressive risk? Do what you feel.
Enter your email address here to get a free Aspiration Spend and Save account. After you confirm your email, securely link your bank account so they can start helping you get extra cash. Your money is FDIC insured and they use a military-grade encryption which is nerd talk for âthis is totally safe.â
A website called Insure makes it super easy to compare car insurance prices. All you have to do is enter your ZIP code and your age, and itâll show you your options â and even discounts in your area.
If you owe your credit card companies ,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances.
One way to make sure you have more money is to stop wasting money on credit card interest. Your credit card company is getting rich by ripping you off with high interest rates. But a website called AmOne wants to help.
4. Cut Your Bills by $540/Year
Under your mattress or in a safe will get you nothing. And a typical savings account wonât do you much better. (Ahem, 0.06% is nothing these days.)
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. He tries not to be obsessed with the stock market.
Thatâs not the way to go. Here are five safer ways to invest and grow your money.
Using Insure, people have saved an average of 0 a year.
Plus, with Stash, youâre able to invest in fractions of shares, which means you can invest in funds you wouldnât normally be able to afford.
5. Add $225 to Your Wallet Just for Watching the News
**Youâll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the custodian.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
The benefit? Youâll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 3.49% APR), youâll get out of debt that much faster. Plus: No credit card payment this month.
Save some of your money in a safer place than the stock market â but where youâll still earn money on it.
And research companies want to pay you to keep watching. You could add up to 5 a month to your pocket by signing up for a free account with InboxDollars. Theyâll present you with short news clips to choose from every day, then ask you a few questions about them.
But is it dangerous to be too obsessed with the stock market?
If you sign up now (it takes two minutes), Stash will give you after you add to your invest account. Subscription plans start at a month.**
Yup. That could be 0 back in your pocket just for taking a few minutes to look at your options.
For example, whenâs the last time you checked car insurance prices? You should shop your options every six months or so â it could save you some serious money. Letâs be real, though. Itâs probably not the first thing you think about when you wake up. But it doesnât have to be.
Another way to grow your money: Stop overpaying on your bills.