You can usually guess someone’s New Year’s resolution because it often involves losing weight, getting into better shape, or cooking more nutritious meals.
Look, we’re not trying to throw shade. If those are your goals, they’re impressive. Drop those pounds, build that muscle, try kelpâwe’re with you.
how to invest when you have student loan debt, or set up a complimentary appointment with a SoFi financial planner to talk through a personalized plan.
4. Set Yourself Up for Success
If you know that you should save more but you’re like, “I’m up to my eyeballs in student loans, I’m trying to buy a house, and my retirement portfolio is sadder than the latest album by The National,” we hear you.
Even if you’re not ready to save more right now, consider opening some savings or investment accounts anyway. “It’s about having the infrastructure in place. If you build it, they will come,” says Song.
This way, if you get a surprise gift, bonus, or class-action settlement, you can throw it into one of these buckets instead of your checking account. Consider automating a monthly paymentâeven if it’s just $10âto each account because you probably won’t notice a difference, it’ll get you into the habit, and you may feel motivated to increase the amounts once you see the money grow.
Is “start investing” one of your 2021 resolutions? Give us a shout and we can talk about different options available. Plus, get financial planning support from our advisors at no extra charge.
SoFi InvestÂ® is all about empowering you and your financial future, and weâre here to help. Schedule a free personal consultation with one of our licensed financial advisors who can help you plot your best path forward.
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